How it fits

An AI layer on top of what you already use.
Not a rip-and-replace.

Ritanix reads from your existing email and AMS, adds the intelligence in the middle, and surfaces a cleaner surface on top for your agents. Everything you have stays exactly where it is.

What your agents see

The Ritanix cockpit

AI-native workflows, tuned for independent P&C agents.

Triage Drafts Compliance Coverage gaps Flags much more…

Classify every inbound, understood.

Ground every reply, book-aware.

Surface every deadline, visible.

Surfaces ↑

The intelligence in the middle

RITANIX AI

Purpose-built for insurance. Trained on how agents actually work.

Reads every inbound email, cross-references your book of business in real time, flags E&O exposure with reasoning, and drafts replies grounded in your client's actual policy data.

Multi-axis intent classifier

7-dimensional · insurance-tuned

Risk

Weighted risk flagging

E&O · compliance · urgency

RAG

Book-of-business grounding

client + policy retrieval

NLG

Grounded draft generation

tone-calibrated · policy-aware

↓ Reads

Your existing stack — unchanged

Outlook Gmail M365

AMS

Applied Vertafore EZLynx HawkSoft + others

Stays your system of record. Nothing moves, nothing migrates.

IT team effort required

AMS to replace

new software for your team to learn

The AI assistant

It's like having a senior CSR on every email, all day.

Ritanix isn't a generic AI tool — it's a purpose-built classifier trained on the insurance world. It recognizes carrier domains, distinguishes a COI request from a COI verification, flags non-renewals and E&O-exposure language the moment they arrive, and drafts replies that reference your client's policy and book-of-business data.

The difference is that Ritanix reads every email like someone who's been in insurance for twenty years. It sees a claim number, a carrier name, a policy format — and it knows what matters.

Designed for independent P&C agencies Built for the daily workflow of an independent agent or small agency team.

✓

Recognizes 35+ US carriers by email domain

An email from @progressive.com is instantly classified as a carrier communication, not treated like a newsletter.

✓

Flags E&O-risk phrases in every email

"Non-renewal", "cancellation notice", "subpoena", "coverage denied" — each triggers a red flag with the specific language that caused it.

✓

Extracts policy numbers, dates, dollar amounts

Deterministic extraction. No hallucinations. Deadlines appear on your inbox with a countdown so nothing goes unseen.

✓

Distinguishes carrier cancellation from client cancellation

Same subject line. Completely different workflow. Ritanix knows which is a retention opportunity and which is an E&O emergency.

✓

Drafts replies grounded in your book of business

Not "thank you for your email." Reply drafts reference the client's policy, carrier, coverage, and what they actually asked — ready to send in one click.

… and much more

Book a demo to see it end-to-end.

What your agency actually gets

Independent agents typically spend 2–4 hours a day in email — and just as much time hopping between email and their AMS to cross-reference what they just read. Ritanix collapses both sides into one view and gives back up to half that time — roughly 1–2 hours per agent, every day — on triage, classification, cross-referencing, and drafting. That's time back into quoting, cross-selling, and growing your book.

Potential Annual Savings with Ritanix

Do the math

Recurring yearly savings at two honest rates. Setup fee is one-time and shown separately with a payback-period chip.

Solo agent · 1 agent on Solo tier

Solo tier · 1-3 users

Conservative

1 hr/day saved per agent

Time-value saved / yr

$12,500

Realistic

2 hrs/day saved per agent

Time-value saved / yr

$25,000

SWEET SPOT

Small Team agency · 5 agents

Small Team tier · 4-9 users

Conservative

1 hr/day saved per agent

Time-value saved / yr

$62,500

Realistic

2 hrs/day saved per agent

Time-value saved / yr

$125,000

Team agency · 10 agents

Team tier · 10-15 users

Conservative

1 hr/day saved per agent

Time-value saved / yr

$125,000

Realistic

2 hrs/day saved per agent

Time-value saved / yr

$250,000

* Methodology: $50/hr billable-time value · 250 work days. Time-value-saved figures above exclude your subscription fee — book a demo for your tier price and the net ROI calculation. 2-hr/day savings is well within reported norms for AI email tools covering classification, draft, and routing. Your mileage may (pleasantly) vary.

1–2 hrs

back per agent, every day

Every feature

included at every tier

In addition to the time-value savings above

One renewal your team would have missed = the tool paid for itself, for the whole year.

One caught E&O exposure = the tool paid for itself, for two years.

These wins are additional to the time savings in the table above. A single catch in either direction, in a given year, covers the subscription multiple times over.

The problem

You didn't become an agent to spend 4 hours a day buried in admin work between email and your AMS.

But every day, you wade through 100+ messages from clients, carriers, adjusters, attorneys, and vendors — hoping you don't miss the one that moves the needle.

🛑

Emails that actually matter get buried

A carrier non-renewal, a subpoena, an audit deadline — each arrives as just another line in a 247-message inbox. The ones that need action right now look no different from the newsletters.

🔄

Constant tab-switching

Email → AMS → email → AMS. All day. Your most productive hours are spent on context switching — not writing new business.

⚖️

Generic AI can't tell the difference

Generic AI tools see "email about cancellation." They can't tell if it's a retention opportunity or a time-critical coverage gap — or which of your clients is actually affected based on your book of business.

Why Ritanix

Three things we do differently — and why it matters.

Generic AI tools treat your inbox like everyone else's. AMSes weren't built for email at all.

Ritanix is purpose-built for how insurance agents actually work.

Built for insurance — not a generic chatbot

Them — Generic AI tools treat a carrier non-renewal just like a newsletter. "Urgent" is the best label they can give.

Ritanix — Knows 35+ US carriers by email domain · Classifies 25 insurance-specific intents · Flags E&O-risk phrases · Extracts policy numbers, claim numbers, and deadlines automatically.

Go live in under 2 days — full white-glove setup, zero lift from your team

Them — AMS vendors require weeks of consulting, API keys, vendor approvals, developer time, five-figure setup fees.

Ritanix — Book a demo → we onboard you end-to-end in 48 hours · book-of-business import, intake forwarding, team provisioning, first-week coaching all included · works with Outlook, Gmail, and any major AMS.

Simple tiered pricing — every feature included

Them — Per-seat pricing. "Call us for a quote." Implementation, integration, and training fees hidden behind sales calls.

Ritanix — Five tiers by team size (Solo 1-3 users up through Agency 16-24, plus Enterprise) · flat-rate subscription, no per-seat fees · every feature at every tier · book a demo to see your quote.

How it works

From drowning in email to running your book
— in three steps.

Day 1

White-glove onboarding

We import your book of business from your AMS export, set up a forwarding rule from your email to a private Ritanix intake address, provision your team, and walk your principal through the agency settings. You don't touch any of it.

instant

AI classifies every email — cross-referenced to your book

Each inbound message is classified on 7 axes (intent, sender type, LOB, action required, priority, E&O risk, deadline) and matched to the actual client and policy it concerns. Policy numbers, claim numbers, carrier, coverage details — all surfaced from your AMS data. No more flipping between email and Applied/Vertafore to answer "who is this about?"

ongoing

Your agents run their book from one cockpit

Prioritized daily queue, AI-drafted replies grounded in the client's actual policy data, E&O exposure flagged with reasoning. One click sends from your own email account — clients never see a weird sender address, and your AMS stays the source of truth for policy records.

Go live in under 2 days

White-glove onboarding. Zero lift from your team.

We import your book of business from your AMS export, set up email forwarding to your private Ritanix intake, provision your team, and run a 60-minute working session with your principal to tune tone and triage rules to your agency. No AMS integration to build, no servers to configure, no new software for your agents to install. Your existing Outlook, Gmail, and AMS keep working exactly as they do today — Ritanix runs alongside them.

< 2 days

From signed to live

100%

Done by our team, not yours

Features

Purpose-built for the way insurance actually works.

Every feature exists to solve a problem a real agent has — nothing bloated, generic, or designed to fluff up a demo.

🏢

Knows 35+ US carriers by domain

Progressive, State Farm, Travelers, Chubb, Hartford, Liberty Mutual and 30 more. An email from @progressive.com is instantly classified as a carrier communication with the right urgency rules applied.

🛡

E&O risk flagging

Non-renewal notices, cancellation notices, subpoenas, coverage denials — all automatically flagged high-risk with the specific phrase that triggered the flag.

🧠

25 insurance-specific intents

Knows the difference between a COI request and a COI verification. Between a claim report and a claim status update. Between a client cancellation and a carrier cancellation.

🚗

Line-of-business classification

Personal auto, homeowners, commercial GL, workers comp, cyber, E&O, umbrella — 25 LOBs each with its own keyword lexicon. Filter your inbox by LOB in one click.

⏰

Deadline extraction

Non-renewal effective dates, audit deadlines, response-by dates — auto-extracted from the email body and counted down on your inbox. The deadline finds you.

✨

Draft replies that know your book

Drafts reference the client's policy, carrier, effective dates, and the specific context of what they asked. Ready to tweak and send in one click.

📬

One-click send from your own email

Replies go through your own SMTP, from your own address. Lands in your own Sent folder. Clients see no Ritanix branding — just you.

📅

Today's work queue

A prioritized, numbered action list every morning. Starts with what's most urgent and walks you through until you're done.

🤝

Team workspaces

One agency subscription, unlimited staff logins, shared inbox. Everyone sees the same prioritized queue. No per-seat surprises.

Security & Trust

Your data is secure. Period.

We built Ritanix for agents who handle sensitive client information every day.

Security isn't an afterthought — it's the foundation.

🔒

TLS 1.2+ on every connection

All traffic encrypted in transit with industry-standard TLS. Database-level encryption at rest ships with the cloud launch; sensitive secrets (SMTP credentials, API keys) are already encrypted with Fernet.

🇺🇸

Hosted exclusively in US regions

All storage, processing, and AI-model calls routed through US-based infrastructure. No offshore replication. No data ever leaves the United States.

🛡️

Read-only — we never modify your AMS data

Ritanix reads forwarded emails. It never writes to, modifies, or connects to your agency management system.

🗑️

Your data, your control — delete everything with one click

Full data portability and deletion. Cancel your account and every byte of your data is wiped. No hostage situations.

🔏

SMTP credentials encrypted with Fernet

Your email sending credentials are encrypted with Fernet symmetric encryption before storage — never stored in plaintext.

🚫

We never sell data or train public models on your emails

Your emails are used solely to classify and draft for your agency. No data sales. No public model training. Ever.

✅

SOC 2 on the roadmap

We're actively working toward SOC 2 Type II certification. Enterprise-grade compliance is a priority, not an afterthought.

🏢

Agency data fully isolated, with test coverage

Every query scopes by agency_id. Cross-agency isolation is verified by an automated test suite on every deploy — no customer can see another agency's data, period.

📋

Full audit trail on sensitive actions

Every E&O override, priority change, and classifier decision is logged with agent id and timestamp. Survives staff turnover. Available on request for audits.

Why not the alternatives

None of the other options were built for this.

	Generic AI Tools (general-purpose email assistants)	Agency Management System (your AMS)	Ritanix
Deeply understands insurance domain	✗ Generic LLM — no insurance grounding, blanket assumptions across every inbox	◐ Data, not emails	✓ AI-native — reads every email, grounds it in your book of business, and reasons like a senior P&C agent
Setup time	Weeks of custom prompt tuning	Weeks to months	under 2 days · white-glove
Implementation fee	Varies — wide range	$5,000 – $25,000	Flat-rate by team size
Ongoing price	Varies — wide range	$150–500 per user	Flat-rate by team size
Per-user fees	Yes	Yes	No — tiered by team size
E&O risk flagging	✗	✗	✓
Classifies carrier vs client	✗	✗	✓
Works with your existing AMS	N/A	Is the AMS	✓ Any AMS
Contract required	Monthly	Often annual	Month-to-month

Pricing

Pick your team size. Book a demo for pricing.

Flat-rate by team size. No feature paywalls. Book a demo to see the plan that fits your agency and get a tailored quote the same day.

Solo

1-3 users

Contact for pricing

Flat-rate monthly subscription · no per-seat fees

Onboarding

Guided setup · book-of-business import · team coaching

Every feature included

Book a demo →

Everything agents ask first.

The founding team includes senior executives from AIG and Chubb on the insurance side, and applied-AI senior executives from FAANG, with decades of experience building classification, ranking systems, and launching solutions at scale. We're not a generic startup that pivoted into insurance. We know the domain because we lived in it.

Within an hour of our white-glove setup on day one — your first batch of inbound emails gets classified right away, carrier non-renewals flagged, client claims prioritized, deadlines pulled out. After that first batch, every new email is classified in real time the moment it lands. The "aha" moment usually hits on day one when an E&O-risk item surfaces in the red column — but the value compounds every day after.

The median E&O settlement for a missed non-renewal notice is $20,000–$50,000, plus legal costs and deductible. One catch pays for Ritanix for more than a decade. Even at the low end, the math works out to somewhere around 60× ROI on a single prevented incident.

Those tools are horizontal — built for everyone. They don't know a carrier non-renewal from a newsletter. They can't tell a COI request from a COI verification. They won't flag your E&O exposure. They can't cross-reference which client and policy an email is about. Ritanix was purpose-built for independent insurance agents.

No. Ritanix runs alongside your Applied Epic, Vertafore, EZLynx, HawkSoft, or whatever system you use. We handle the inbox + book-of-business reasoning layer; your AMS stays the source of truth for policy records. Full white-glove onboarding — no integration lift on your side.

Under 2 days, and we do it all. Our team handles book-of-business import from your AMS export, sets up email forwarding in Gmail or Outlook, provisions your team accounts, and runs a 60-minute working session with your principal to tune triage rules to your agency. You don't lift a finger — no IT ticket, no consultant to hire, no migration project. Live by Wednesday if you book on Monday.

We price flat-rate by team size, not per-user — so every agent on your team has access to every feature with no seat math. Five tiers: Solo (1-3 users), Small Team (4-9), Team (10-15), Agency (16-24), Enterprise (25+). Month-to-month contract, cancel any time. Every plan includes full white-glove onboarding (book-of-business import, email forwarding setup, team provisioning, first-week coaching) — no separate implementation fee on top. Book a demo and we'll walk you through the plan that fits your agency and send a tailored quote the same day.

No. Every AI decision — why an email was flagged E&O, why priority was set to urgent, why an intent was chosen, why a client was linked — shows its reasoning in-line. You can expand any item to see the exact phrases the classifier matched, the intent signals that fired, and which layer of the detector (rule-based patterns or LLM) produced each call. You can override any decision with one click and a reason (captured in the audit trail). You always have the final say. We built it this way specifically so your agents trust the tool and so you retain full editorial control over every outbound email.

Yes. Everything is encrypted at rest and in transit. Your SMTP credentials are encrypted with Fernet before storage. We run on US-based servers only. We never sell data. We never train public models on your emails. SOC 2 is on the roadmap.

Here's the simplest way to think about it: if Ritanix catches just one renewal your team would have missed, it's paid for itself for the year on most plans. The average personal-lines policy earns $1,200–$3,000 in annual commission — and that's before you count the hours saved, the E&O risk avoided, or the cross-sell opportunities surfaced. Book a demo and we will walk you through the ROI math against your tier. Most agents tell us the ROI is obvious within the first week.

Yes. 7-day free trial with full feature access. If Ritanix doesn't earn its keep by day 7 — we don't expect you to pay.

The AI cockpit that actually understands insurance.

An AI layer on top of what you already use.
Not a rip-and-replace.

It's like having a senior CSR on every email, all day.

Recognizes 35+ US carriers by email domain

Flags E&O-risk phrases in every email

Extracts policy numbers, dates, dollar amounts

Distinguishes carrier cancellation from client cancellation

Drafts replies grounded in your book of business

… and much more

You didn't become an agent to spend 4 hours a day buried in admin work between email and your AMS.

Three things we do differently — and why it matters.

From drowning in email to running your book
— in three steps.

White-glove onboarding. Zero lift from your team.

Purpose-built for the way insurance actually works.

Your data is secure. Period.

None of the other options were built for this.

Pick your team size. Book a demo for pricing.

Everything agents ask first.

A smarter inbox. A sharper agency.

The AI cockpit that actually understands insurance.

An AI layer on top of what you already use.Not a rip-and-replace.

It's like having a senior CSR on every email, all day.

Recognizes 35+ US carriers by email domain

Flags E&O-risk phrases in every email

Extracts policy numbers, dates, dollar amounts

Distinguishes carrier cancellation from client cancellation

Drafts replies grounded in your book of business

… and much more

You didn't become an agent to spend 4 hours a day buried in admin work between email and your AMS.

Three things we do differently — and why it matters.

From drowning in email to running your book— in three steps.

White-glove onboarding. Zero lift from your team.

Purpose-built for the way insurance actually works.

Your data is secure. Period.

None of the other options were built for this.

Pick your team size. Book a demo for pricing.

Everything agents ask first.

A smarter inbox. A sharper agency.

Full 2-minute product walkthrough

An AI layer on top of what you already use.
Not a rip-and-replace.

From drowning in email to running your book
— in three steps.